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Safe DrivingLet’s face it, there are more distractions than ever before in our vehicles. Navigation systems, entertainment systems, and mobile devices can all distract even the most safety conscious driver. We all know texting while driving can have deadly consequences, yet people still do it. At a speed of 55 mph, taking your eyes off the road for just five seconds is like driving the length of a football field with your eyes closed. A lot can go wrong, very quickly. In 2019, South Carolina reported one traffic collision for every 3.7 minutes.

Some factors impacting highway safety, like highway congestion and poor road conditions, are outside of your control, but distracted driving is the one factor you can control every time you get behind the wheel. This makes the road safer for everyone, and it can also provide a financial benefit.

Auto Insurance Discounts

Farm Bureau Insurance offers discounts to reward safe drivers including a “Claims Free Discount” when there are no claims on the policy for the last five years. A “No Moving Violation Discount” is available when there are no moving violations, as reported by the Department of Motor Vehicles, for the last three years for all drivers on the auto policy. For those who brush up on their driving skills by completing a driver training program, Farm Bureau Insurance offers an “Adult Driver Training Discount” for those 25 and over and a “Youthful Driver Training Discount” for those under the age of 25. Driving safely starts with a commitment to always follow a few simple road rules.

Limit distractions

Make it your family’s policy not to use a mobile device while behind the wheel. No texting or making calls. Avoid other distractions like eating behind the wheel which can be just as distracting as a cell phone.  

Always wear your seatbelt

Make sure your passengers buckle up, too. If you have children, make sure they are restrained in the proper booster seat.

Plan ahead

Map out your route before you get behind the wheel, rather than trying to use your vehicle’s navigation system, or a mobile phone, while driving. Allow extra time to get where you need to go, especially if you’re not familiar with the area.

Obey the speed limit

Speed-related crashes account for almost one-third of all fatalities.

South Carolina Auto Insurance

On top of driving safely, it's important to periodically review your auto insurance policy. A Farm Bureau Insurance agent can answer any questions you may have about coverage options and available discounts. You can reach a customer service representative at 1-800-799-7500, or get a no-obligation auto insurance quote.