Coverage Options

We strive to provide the most comprehensive auto coverage possible for farmers and other local businesses. Your Farm Bureau Insurance agent will help you customize an insurance plan to meet your business's unique auto insurance needs. Get a commercial auto insurance quote from one of our South Carolina agents today.

Liability Coverage

Liability coverage pays for accidental bodily injury and property damages caused to others for which an insured is legally responsible. This coverage can protect you and your employees when involved in an accident.

Medical Payments Coverage

Especially valuable if you are a farmer or run a small business where workers' compensation coverage is not required by law, Medical Payments Coverage pays for medical and funeral expenses, related to an auto accident involving a covered commercial vehicle, regardless of who was at fault in the accident.

Uninsured Motorists Coverage

Uninsured Motorists Coverage will pay for damages to you or your employees if involved in an accident caused by an at-fault driver without liability insurance or by a hit and run driver.

Underinsured Motorists Coverage

Similar to Uninsured Motorists Coverage, Underinsured Motorists Coverage pays for damages for covered persons resulting from an auto accident caused by an at-fault driver who does not have sufficient liability limits to pay for damages.

Collision Coverage

If your commercial automobile is damaged by an accidental collision with another vehicle or object, or if your vehicle rolls over, Collision Coverage will pay for damage to the covered vehicle.

Comprehensive Coverage

Comprehensive Coverage pays for damage to a covered vehicle caused by, among other things, fire, theft, animal collision and glass breakage.