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Catastrophe Planning

COVID-19 Property Claim Assistance Instructions

Thank you for assisting us with handling your property claim. The safety of our customers, employees and communities is our top concern. We appreciate your willingness to assist us in documenting your damage during this time using these steps.

Creating a Wildfire Resistant Home

Wildfires don’t just happen in western states like California; South Carolina is also vulnerable.

Understanding Your Deductibles Before Disaster Strikes

When the sun is shining, few people pay attention to how their homeowner’s insurance policy works. Take time to understand how your deductible works to prevent unpleasant and unexpected financial surprises before potential disasters strike.

The Difference Between Market Value and Replacement Cost

A home’s market value and its insurance value, or replacement cost, are two completely different things, and it is important for homeowners to recognize the difference.

If a Tree Falls, is it Covered?

Trees can cause considerable property damage during storms and you may not be covered in every situation. Here are answers to some frequently asked questions about trees and insurance.