Commercial Property and General Liability Coverage Options
We recognize every business is unique and your insurance needs will vary depending on a variety of things like the size and type of business you own. There are a variety of policies and coverage options available to business owners. A Farm Bureau Insurance agent can review policy features and coverage options with you and answer any questions you may have so that you get the right coverage. Some policies you may want to consider include:
Commercial Automobile Insurance
Whether you own a small landscape service or have a fleet of vehicles to insure, your Farm Bureau Insurance agent can help you find the right commercial car insurance coverage to protect your business. We strive to provide affordable auto coverage for farmers and other local businesses. Customizing the commercial car insurance coverage options we have available, your Farm Bureau Insurance agent will help you tailor an insurance plan to meet your business's unique auto insurance needs.
Get a commercial auto insurance quote from one of our South Carolina agents today.
Special Multi-Peril Policy
Typically written on small offices, retail merchants, and churches, the special multi-peril policy combines commercial property and business liability coverage.
Commercial Fire Policy
Typically written for commercial property in more rural areas, such as a country store, the commercial fire policy is a monoline policy that only covers property for the perils listed in the policy. There is no liability coverage provided in this policy. Speak with your Farm Bureau Insurance agent to determine if this commercial fire insurance is suitable for your South Carolina business.
Commercial General Liability Policy
Normally used to provide liability coverage for properties that are written on our commercial fire policy, the commercial general liability policy provides liability coverage for the premises operations only.
Contractor's Equipment Policy
Often used to cover landscaping equipment, such as lawn mowers, bulldozers, and backhoes, the contractor's equipment policy is used to provide coverage for equipment used in certain commercial operations.
Commercial Umbrella Policy
Sometimes the limits provided by the commercial general liability policy or the special multi-peril policy do not offer a high enough level of liability insurance. In these cases, an umbrella insurance policy might be needed to supplement an existing South Carolina insurance policy.
Distinctive History of Serving South Carolina Businesses
Established in 1955 to provide South Carolina farmers and farm-related businesses with affordable comprehensive insurance coverage, Farm Bureau Insurance has never forgotten its roots. Over the years we have listened to your needs and created commercial property and business insurance policies to meet your business needs.
Today, we stand behind all of our insurance policies, not just with our words, but with our actions. We remain involved in the local South Carolina community and continue to deliver the highest level of customer service. From providing a quote to settling your claims, you will see the extra effort we put into our products and services.